Livery

Livery Insurance — Black Car, Limo & Shuttle

Protect your for-hire passenger vehicles with a policy tailored to executive sedans, SUVs, stretch limos, sprinters, and airport shuttles. We place coverage with reputable carriers, streamline filings, and issue same-day COIs. With 13+ years in commercial insurance, our team understands livery underwriting, contracts, and certificate wording—so you can stay compliant and on the road.

Who We Insure

For-hire, pre-arranged rides for corporate travel, airport transfers, events, and private chauffeured services.

livery insuranceblack car insurancelimousine insuranceluxury SUV liverysprinter shuttle insurance

What Your Livery Policy Can Include

Build a policy that meets contract requirements without overpaying. Typical livery programs combine Auto Liability with Physical Damage and optional endorsements for hired/non-owned exposures, employee use, and additional insured/waiver wording for corporate accounts and airports.

Primary Liability

Meets for-hire limits set by regulators.

Physical Damage

Covers your livery vehicle for collision, theft.

HNOA

Protection for rented or employee-owned vehicles on duty.

COIs & Filings

Same-day certificates, additional insured, MCS-90 when required.

Vehicles We Cover

From executive sedans to group shuttles, we help insure fleets of all sizes and tailor wording to airport, hotel, and corporate contracts.

Executive Sedans

Luxury SUVs

Sprinter & Shuttle

Stretch Limousine

Frequently
Asked Questions

What is livery insurance?

A commercial auto policy for pre-arranged, for-hire passenger transport (black car, limo, SUV, sprinter, shuttle), meeting the higher liability standards these operations require.
Who needs it?

Chauffeur and executive car services, limousine companies, airport and hotel shuttles, corporate transport, and private hire operators under pre-arranged rides.
What does it typically include?

Auto Liability, Physical Damage (Comp/Collision), Uninsured/Underinsured Motorist (where applicable), Medical Payments/PIP (state-dependent), plus options like Hired & Non-Owned Auto and specialized certificate wording.
Do you handle certificates and filings?

Yes—same-day COIs with Additional Insured and Waiver of Subrogation when required. We can also assist with carrier filings required by certain regulators or contracts.
Can this policy cover rideshare/TNC work?

Coverage for TNC platforms varies by carrier and state. Tell us how you operate—we’ll confirm eligibility or recommend endorsements or separate solutions.
How fast can I get a quote?

Usually within 24–48 business hours after we receive vehicle lists, driver info, loss runs (if any), and operation details.

We specialize
in commercial insurance

Call now to talk to an expert, or find
an independent agent

818 899 8000