General Liability

General Liability Insurance for Your Business

Protect your business from the most common third-party risks—bodily injury, property damage, and personal & advertising injury. With 13+ years of brokerage experience, we place coverage quickly, issue same-day COIs, and add Additional Insureds or Waivers of Subrogation when contracts require it. Get responsive support from quote to claim.

Who Needs It?

Any company that interacts with clients, job sites, or the public benefits from general liability. From sole-proprietor contractors to retail stores and logistics operations, GL helps satisfy lease and vendor requirements while shielding your cash flow from unexpected claims.

General LiabilityContractorsBodily InjuryProperty DamageAdditional Insured

What This Policy Covers

General liability helps pay for third-party injury, property damage, and certain advertising-related claims arising from your operations. It’s the baseline protection most landlords and clients require, and it can be bundled with Additional Insured and Waiver endorsements to meet contract terms.

Bodily Injury

Covers third-party injuries at your premises.

Property Damage

Pays for client property you damage.

Ad injury

Defends against covered libel or slander.

COIs Fast

Same-day certificates for contract compliance.

Where General Liability Helps

From job sites to storefronts and offices, GL responds to everyday risks so you can keep working and keep contracts moving. Use these visuals across your page to show common scenarios.

Retail & Offices

Contractors On Site

Deliveries & Loading

Client Visits

Frequently
Asked Questions

Where General Liability Helps

Your own injuries, employee injuries (that’s Workers’ Comp), damage to your property, professional errors (look at Professional/Errors & Omissions), or auto accidents (Commercial Auto).
How much coverage do I need?

Many leases or vendor contracts require $1M per occurrence / $2M aggregate. We’ll review your contracts and recommend limits that match your risk and budget.
Can you add an Additional Insured and Waiver of Subrogation?

Yes. We routinely issue Additional Insured and Waiver endorsements and update your COI the same day to keep projects moving.
How fast can I get a COI?

Same day in most cases—often within hours once we have your details and binding confirmation.
What affects the premium?

Industry, annual revenue/payroll, claims history, locations, and required limits/endorsements all influence the price.
How do claims work?

Report incidents to us right away. We coordinate with your carrier, help gather documents, and guide you through every step until resolution.

We specialize
in commercial insurance

Call now to talk to an expert, or find
an independent agent

818 899 8000

General Liability