Box Truck

Protect your box trucks, drivers, and loads with tailored coverage built for final-mile and regional delivery. With 13+ years of brokerage experience, we place policies for owner-operators and fleets, including new ventures. We help you meet contract requirements, provide same-day certificates, and keep your operation compliant with state and federal rules. From liability to cargo and physical damage, we’ll align limits and deductibles to your routes, commodities, and budget.

Who It’s For & What We Cover

Ideal for businesses running 10–28 ft box trucks, liftgates, reefer units, or non-CDL routes. Coverage options include Auto Liability, Physical Damage (Comp/Collision), Motor Truck Cargo, General Liability, Hired & Non-Owned Auto, and more.

box truckfinal-mile deliveryregional routesreefer (refrigerated)liftgateowner-operatorAmazon Relay / parcelnew venturesame-day COIFMCSA/state filings

Core Coverages at a Glance

The right policy keeps your trucks moving and your contracts active. We match limits to shipper requirements, add Additional Insured and Waiver of Subrogation when needed, and issue certificates fast. If you’re starting a new venture or expanding a fleet, we’ll guide you through filings and safety steps that help control premiums.

Liability

Protects against third-party injuries and property damage.

Physical Damage

Covers your box truck for collision and comprehensive.

Cargo

Insures goods in transit against covered losses.

Hired/Non-Owned

Extends protection to rented or employee-owned vehicles.

Operations We Insure

Whether you run local parcel routes, temperature-controlled deliveries, or household moves, we tailor coverage to your exact operation and commodities.

Final-Mile Delivery

Refrigerated Loads

Moving & Household

Parcel/Contracted Routes

Frequently
Asked Questions

What coverages do I need to start a box-truck operation?

Most shippers require Auto Liability, Physical Damage, and Motor Truck Cargo; many contracts also ask for General Liability, Additional Insured, and Waiver of Subrogation. We’ll confirm exact limits with your contracts.
Do you insure new ventures and non-CDL box trucks?

Yes. We place policies for new ventures, non-CDL units, and growing fleets. We’ll review your routes, commodities, and safety plans to secure competitive terms.
Can I get a same-day Certificate of Insurance (COI)?

In most cases, yes. We issue COIs quickly and can add Additional Insured / Waiver wording to meet contract deadlines.
What cargo limit is typical for box trucks?

Many contracts start at $100,000, but requirements vary by commodity and shipper. We’ll match limits to your loads and risk tolerance.
Do you help with filings and endorsements?

Absolutely. We coordinate state/Federal filings (where applicable) and handle endorsements like driver or vehicle changes to keep you compliant.
How can I lower my premium?

Maintain clean MVRs, implement dashcams and telematics, park in secure locations, and choose deductibles that fit your loss history. We’ll also shop multiple carriers for value.

We specialize
in commercial insurance

Call now to talk to an expert, or find
an independent agent

818 899 8000