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Business Owners Policy

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Business owners policy

Bundle Property and General Liability with Business Interruption in one policy designed for small and mid-size businesses. Get broad protection for your space, equipment, and everyday operations—issued by an independent agency with 13+ years of experience.

Why choose our agency

We compare multiple carriers to tailor a BOP to your industry, location, and lease requirements—fast certificates, clear limits, and endorsements when you need them.

BOPGeneral LiabilityCommercial PropertyBusiness InterruptionSmall BusinessRetailOfficeContractors

What’s inside a BOP bundle

A BOP combines Commercial Property and General Liability, then adds Business Interruption to help replace lost income after a covered loss. Customize with endorsements like Equipment Breakdown, Cyber, or Outdoor Signs to match your landlord and contract requirements.

Property

Covers your space, improvements, furniture, and equipment.

Liability

Third-party injury and property damage protection.

Income Loss

Helps replace lost income after covered shutdowns.

Add-ons

Cyber, equipment breakdown, outdoor signs, food spoilage.

Truck

Built for real businesses

Whether you run a storefront, office, or workshop, we tailor your BOP to the way you actually operate—lease terms, inventory, and peak seasons included.

Distances

Retail Shop

Distances

Professional Office

Distances

Restaurant/Café

Distances

Workshop/Warehouse

Frequently
Asked Questions

We specialize
in commercial insurance

Call now to talk to an expert, or find
an independent agent

818 899 8000